Retail Policy Coordinator (m/w/d)

  • Stelleninserat
  • Arbeitgeber

DenizBank AG is a subsidiary of the solidly expanding DenizBank Group. As an Austrian universal bank, DenizBank AG addresses its customers with innovative, tailor-made and service-oriented products and has thus established itself in Austria and Germany as a strong financial partner for our valued customers.

To further expand our business success, we are looking for people who will continuously raise banking to a new level in our team.

We offer the following position at the earliest possible entry:

Retail Policy Coordinator (m/w/d)

Location: Headquarters in Vienna | Employment type: full-time

Your tasks:

  • To set the retail risk framework in terms of automated decision engines for Private Individuals and SME businesses
  • To work on the development of the scorecards, models, decision trees and limit setting rules to document them
  • To set risk KPIs to measure the risk level of the retail processes and products
  • To implement the developed models to the core banking system
  • To work together with the product and business departments to understand the requirements of the market
  • To work with Reporting and data analysis departments to monitor the risk KPIs of the processes and products
  • Participate in building up the risk organization and culture & align with internal and external auditors
  • Coordinate the implementation of new legal and regulatory requirements for the risk management system

Personal and professional competence:

  • University degree (Business Administration, Economics, Mathematics, Statistics or similar subjects)
  • 4-7 years experienced in decision engines (decision trees, scorecards, retail models) at a bank, ideally with reference to an international retail lending business
  • Experienced in underwriting processes of Private Individuals (preferably SME businesses too)
  • Experienced in retail risk KPI set up and monitoring
  • Previous experience in a Fin-Tech company is a plus
  • Have knowledge about retail risk management framework and analytical tool
  • Proven experience in Austria and/or Germany markets
  • Interest on digital work solutions for risk management
  • Fluency in English and German & very good analytical and problem solving skills & eager to learn & self- motivated to go for „the extra mile"

What you can expect from us:

  • Insights into the structure and processes of the banking business and the opportunity to actively improve them
  • Varying tasks in a motivated team
  • Ongoing career and development opportunities in a growth-oriented company

Minimum gross wage according to the collective agreement if the minimum requirements are met: EUR 2.949,02 / month with willingness to overpay depending on professional experience and training.

All job advertisements are of course aimed equally at women and men in the interests of equal treatment. If you feel addressed by this job offer, we look forward to your meaningful and detailed written application with curriculum vitae, letter of motivation and photo by e-mail to

DenizBank AG, Thomas-Klestil-Platz 1, 1030 Wien
Tel.: 0800 88 66 00 (kostenlos), Fax: +43 (0) 505 105-2029, E-Mail:,

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