Product Leader (m/f/d)

  • Stelleninserat
  • Arbeitgeber

Sberbank Europe AG, headquartered in Vienna, is a banking group that is 100% owned by Sberbank Russia. Since Sberbank Russia acquired Volksbank International (VBI) in 2012 and rebranded it into Sberbank Europe, major steps have been taken to gradually transform Sberbank Europe into a fully-fledged, self-funded and profitable universal bank with a strong focus on retail and corporate customers. Sberbank Europe is present in 8 markets in Central and Eastern Europe: Austria, Bosnia and Herzegovina (Sarajevo and Banja Luka), Croatia, Czech Republic, Germany, Hungary, Slovenia and Serbia. Sberbank Europe operates 190 branches and has over 4,000 employees across CEE. As an integral part of one of the largest, fastest growing and most dynamic financial providers in the world, Sberbank Europe aims to build sustainable bridges between Russia and the European markets.

We are looking for people who are energetic about developing their talents with us. As a young European bank, we offer opportunities for people who like to roll their sleeves up and advance their career. We are looking for people like you. Become part of our international team located in a modern office in Vienna 1010.

Product Leader (m/f/d)


Job Summary

The Product Leader - Private Individuals Credit Portfolio is responsible for implementing the Sberbank Europe group product priorities for private individual's credit portfolio and driving corresponding P&Ls across the businesses.

Your Tasks and Responsibilities

  • Responsible for the commercial management of the group private individuals credit portfolio (loans and mortgages), including P&L performance and budget execution monitoring, and taking necessary actions to improve it where necessary.
  • Develop private individual's credit portfolio priorities and implement them to enable the local banks to reach their financial targets in terms of revenue and profitability.
  • Contribute towards target setting for the PI business across the network, and the identification of initiatives to achieve those targets.
  • Review the profitability across CEE banks and work with local teams to improve the revenue / cost drivers of the profit and loss of our portfolios.
  • Lead the product element of the review sessions, input into the setting of the MBOs of local product heads, and review the proposed tactical and strategic initiatives of local banks.
  • Develop key insights into our key customer segments through attitudinal or behavioural research and data analysis.
  • Work with local teams on the development of new products while monitoring and driving the performance of existing products to ensure key penetration and performance metrics are achieved.
  • Liaise with, and support, HQ functions in related areas of product development (Operations, Risk or IT) to assist in further accelerating local product programs.
  • Ensure ongoing marketing plans and campaigns make good commercial sense and deliver agreed budgeted plans.
  • Support countries on pricing initiatives to maximise profitability and ROE.
  • Enhance regional co-operation, sharing best practice and replicating proven business strategies across network banks, including all aspects of marketing, sales, pricing, usage and retention strategies.

Your Profile

  • University degree in Economics, Banking
  • Minimum 5 years of professional banking experience in a lending product area
  • Fluent English; German, any CEE language or Russian would be a nice to have
  • Ability to manage different topics within the countries
  • Manage budget, have a profit & loss responsibility

Your Chance

  • Being part of a highly international environment
  • Professional development (incl. job rotation) within the largest CEE banking group
  • Extensive array of corporate benefits & social events

Annual Gross salary starting from EUR50.000,- based on our collective bargaining agreement (for 38,5 hours/week) - additional payment according to skills and experience. The position can be filled as soon as possible.


We`re looking forward to your online application!

Sberbank Europe AG
Schwarzenbergplatz 3, 1010 Vienna, Austria
Tel.: +43 1 22732 0

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